Privacy Policy

PRIVACY POLICY

Last Updated: January 23, 2026

5Core Capital (“we,” “us,” or “our”) respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, and share your personal information when you visit our website 5Corecap.com (the “Site”), apply for financing, or otherwise interact with us.

By accessing our Site or using our services, you agree to the terms of this Privacy Policy.

1. INFORMATION WE COLLECT

We collect information that identifies, relates to, describes, references, is capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or device (“Personal Information”).

We may collect the following categories of Personal Information:

Identifiers: Real name, postal address, unique personal identifier, online identifier, Internet Protocol (IP) address, email address, account name, Social Security number, driver’s license number, or other similar identifiers.

Commercial Information: Records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.

Financial Information: Bank account numbers, credit card numbers, debit card numbers, financial history, business revenue data, and other financial information provided for funding applications.

Internet or Other Similar Network Activity: Browsing history, search history, information on a consumer's interaction with a website, application, or advertisement.

Professional or Employment-Related Information: Current or past job history or performance evaluations.

2. SOURCES OF INFORMATION

We obtain the categories of Personal Information listed above from the following categories of sources:

Directly from you: For example, from forms you complete on our Site or documents you upload to apply for financing.

Indirectly from you: For example, from observing your actions on our Site via cookies and tracking technologies.

Third Parties: For example, from credit bureaus, lead generators, business partners, and data analytics providers.

3. HOW WE USE YOUR INFORMATION

We may use or disclose the personal information we collect for one or more of the following business purposes:

To fulfill or meet the reason for which the information is provided (e.g., to process your application for financing).

To provide you with information, products, or services that you request from us.

To provide you with email alerts, event registrations, and other notices concerning our products or services.

To carry out our obligations and enforce our rights arising from any contracts entered into between you and us.

To improve our website and present its contents to you.

For testing, research, analysis, and product development.

To respond to law enforcement requests and as required by applicable law, court order, or governmental regulations.

4. SHARING PERSONAL INFORMATION

We may disclose your personal information to a third party for a business purpose. When we disclose personal information for a business purpose, we enter a contract that describes the purpose and requires the recipient to keep that personal information confidential.

We share your personal information with the following categories of third parties:

Service Providers: Companies that provide services to us (e.g., website hosting, data analysis, payment processing, information technology and related infrastructure).

Financial Partners: Third-party lenders, syndicates, or investors to facilitate your financing request.

Professional Advisors: Lawyers, auditors, bankers, and insurers, where necessary.

5. YOUR CALIFORNIA PRIVACY RIGHTS (CCPA/CPRA)

If you are a resident of California, you have specific rights regarding your personal information:

A. Right to Know and Data Portability You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months. Once we receive and confirm your verifiable consumer request, we will disclose to you:

The categories of personal information we collected about you.

The categories of sources for the personal information we collected about you.

Our business or commercial purpose for collecting or selling that personal information.

The specific pieces of personal information we collected about you (also called a data portability request).

B. Right to Delete You have the right to request that we delete any of your personal information that we collected from you and retained, subject to certain exceptions (e.g., if we need to retain the information to complete a transaction, detect security incidents, or comply with a legal obligation).

C. Right to Correct You have the right to request that we correct inaccurate personal information that we maintain about you.

D. Right to Opt-Out of Sale or Sharing We do not sell your personal information for monetary value. However, we may share your information with funding partners to secure the financing you requested. If you wish to opt-out of the sharing of your personal information for cross-context behavioral advertising, you may contact us at the details below.

E. Non-Discrimination We will not discriminate against you for exercising any of your CCPA rights. Unless permitted by the CCPA, we will not deny you goods or services, charge you different prices or rates, or provide you a different level or quality of goods or services.

6. EXERCISING YOUR RIGHTS

To exercise the access, data portability, correction, and deletion rights described above, please submit a verifiable consumer request to us by either:

Calling us at: 424-202-7926

Emailing us at: [email protected]

Writing to us at: 9900 Irvine Center Dr, Irvine, CA 92618

Only you, or a person registered with the California Secretary of State that you authorize to act on your behalf, may make a verifiable consumer request related to your personal information.

7. DATA SECURITY

We have implemented measures designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure. All information you provide to us is stored on our secure servers behind firewalls. The safety and security of your information also depends on you. Where we have given you (or where you have chosen) a password for access to certain parts of our Site, you are responsible for keeping this password confidential.

8. CHILDREN UNDER THE AGE OF 18

Our Website is not intended for children under 18 years of age. No one under age 18 may provide any information to or on the Website. We do not knowingly collect personal information from children under 18.

9. CHANGES TO OUR PRIVACY POLICY

It is our policy to post any changes we make to our privacy policy on this page. The date the privacy policy was last revised is identified at the top of the page. You are responsible for ensuring we have an up-to-date active and deliverable email address for you, and for periodically visiting our Website and this privacy policy to check for any changes.

10. CONTACT INFORMATION

If you have any questions or comments about this notice, the ways in which 5Core Capital collects and uses your information, your choices and rights regarding such use, or wish to exercise your rights under California law, please do not hesitate to contact us at:

5Core Capital Website: 5Corecap.com Email: [email protected] Phone: 424-202-7926 Address: 9900 Irvine Center Dr, Irvine, CA 92618

Why 5 Core Capital?

Frequently Asked Questions

Clear answers to help you make confident financial decisions.

How long does it take to get a business loan

Applications can be approved in as little as 4 hours. To ensure that your loan application can be reviewed as quickly as possible, have all the information and documentation you need ready to go before you start your loan application, at minimum you should have 3-6 months-worth of your business bank statements ready to upload as part of your application. The number of statements required is dependent on the state in which your business is located.

How can I use my funds

Business loans through 5Core are built to be just as flexible as the business owners themselves. Your small business loan can be used for any expenses related to running your business, whether it’s covering day-to-day operations or seizing growth opportunities. Working capital is just that: capital that helps keep you working!

Can I get a business loan as a start up?

5Core does not provide startup loans. You must meet our minimum criteria fo doing at least $30,000 per month and have been in business for over 6 months However, there are a number of organizations out there that help small business owners with startup costs – from grants to credit cards to startup loans.

Do I have to put up collateral for my business loan?

Each business loan through 5Core is as unique as the small businesses they support.

While some larger loans may require collateral, some may not. Our financing specialists will work with you to find you your ideal loan with conditions and terms that best fit your business.

Get Started

Want to work with us?

Let’s create a personalized loan plan that puts your goals within reach — starting today.

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