Whatever Your Business Needs; There's a Financing Solution For You
The hundreds of financing options available for today’s business owners can make it overwhelming to narrow down which solution is the best fit for you and your business. We make the process of applying for financing a bit easier.
Equipment Financing
Equipment Financing helps you buy, lease, or refinance essential business assets from machinery and
technology to hospitality and medical equipment, while preserving your working capital.
Who It’s For
Perfect for businesses investing in hard assets they use every day.
Why It Works
• The equipment often serves as collateral
• You can upgrade or expand without draining cash reserves
Typical Highlights
• Funding Amounts: $50,000 - $3,000,000+
• Term Length: 2 to 7 years
• Monthly Payments, Competitive APR, Section 179
Term Loans
A Term Loan gives your business a lump sum of capital with predictable, fixed payments over a set period. It’s
a reliable option when you need funding for strategic growth like expansion, renovation, acquisitions, or
refinancing existing debt.
Who It’s For
• Businesses with stable revenue and operating history
• Owners who want fixed monthly payments
• Companies planning expansion, acquisitions, or large projects
Why It Works
• Predictable payments help with budgeting
• Supports long-term strategic investments
Typical Highlights
• Funding Amounts: $150,000 - $5,000,000+
• Term Length: 1 to 3 years
• Rates: Fixed or variable
• Collateral: None
PIPE: Private Investment in Public Equity
PIPE financing lets public companies raise capital quickly by raising debt rather diluting equity. It’s a fast,
efficient way to secure funding without a lengthy public offering.
Who It’s For
• Public companies seeking efficient capital raises
• Firms pursuing acquisitions, expansion, or balance sheet support
Why It Works
• Speed and certainty of execution
• Less public market volatility risk
Typical Highlights
• Funding Amounts: $250,000 - $5,000,000+
• Customized to Investor & Issuer Needs
• Often Faster Than Traditional Equity Offerings
Revenue-Based Financing
Revenue-Based Financing provides quick access to capital tied to your revenue performance rather than
traditional loan schedules. Payments adapt to your cash flow, giving flexibility while you grow.
Who It’s For
• Businesses with consistent revenue
• Companies with seasonal cycles or rapid growth phases
• Owners who want flexible repayment
Why It Works
• Payments scale with revenue
• No fixed amortization schedule
• Great for inventory buys, marketing, or expansion
Typical Highlights
• Funding Amounts: $150,000 - $3,000,000+
• Term Length: 12+ months
• Repayment: Weekly or semi-monthly
Venture Debt
Venture Debt provides growth capital to early-stage and scaling companies without diluting ownership. It
complements equity financing and supports runway extension, team building, product development, and
market expansion.
Who It’s For
• Startups backed by institutional capital
• High-growth companies needing runway without equity loss
Why It Works
• Non-dilutive capital
• Flexible terms aligned with growth metrics
Typical Highlights
• Funding Amounts: $250,000 - $5,000,000+
• Flexible Structures Tailored to Growth Trajectory
• Supports faster scaling and strategic milestones
Why 5 Core Capital?
Frequently Asked Questions
Clear answers to help you make confident financial decisions.
How long does it take to get a business loan
Applications can be approved in as little as 4 hours. To ensure that your loan application can be reviewed as quickly as possible, have all the information and documentation you need ready to go before you start your loan application, at minimum you should have 3-6 months-worth of your business bank statements ready to upload as part of your application. The number of statements required is dependent on the state in which your business is located.
How can I use my funds
Business loans through 5Core are built to be just as flexible as the business owners themselves. Your small business loan can be used for any expenses related to running your business, whether it’s covering day-to-day operations or seizing growth opportunities. Working capital is just that: capital that helps keep you working!
Can I get a business loan as a start up?
5Core does not provide startup loans. You must meet our minimum criteria fo doing at least $30,000 per month and have been in business for over 6 months However, there are a number of organizations out there that help small business owners with startup costs – from grants to credit cards to startup loans.
Do I have to put up collateral for my business loan?
Each business loan through 5Core is as unique as the small businesses they support.
While some larger loans may require collateral, some may not. Our financing specialists will work with you to find you your ideal loan with conditions and terms that best fit your business.
Get Started
Want to work with us?
Let’s create a personalized loan plan that puts your goals within reach — starting today.
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